Group of Volunteers

One80 Intermediaries specializes in Directors & Officers and Organization Liability insurance for non-profit organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, and competitive premiums. With in-house binding authority, we provide quick turnaround with a focus on service.

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Non-Profit D&O Overview

The target classes and typical risks we focus on for this program are:

  • Alcohol/Drug Rehab Treatment Center
  • Arts/Cultural Organizations
  • Charitable Foundations
  • Churches
  • Clinics
  • Country Clubs
  • Economic Development Corporations
  • Fraternal /Social Clubs
  • Nursing Homes
  • Property Owners Association
  • Residential Facilities
  • Schools Private
  • Trade Associations
  • Water/Electric Cooperatives
  • And many more…

The highlighted features of this exclusive program include:

  • In-house binding authority
  • Minimum premiums start at under $1,000
  • Admitted in all 50 states including DC$500,000 to $5,000,000 are available

The available coverages we have to offer for this program are:

  • Broad Employment Practices Liability Coverage Included
  • Coverage applies to EEOC complaints or other administrative proceeding
  • Third-Party Discrimination and Harassment Coverage Included
  • Fiduciary Liability Coverage Extension Included for $100,000. Higher limits, available upon request
  • No Personal Injury Exclusion (Defamation, Libel/Slander Coverage Included)
  • Defense Coverage for Claims Seeking Non-monetary Damages
  • Coverage provided for service on Outside Non-profit Boards
  • Punitive Damages Coverage Included
  • Excess Benefit Transaction Penalty Coverage included
  • Work Place Violence Coverage available
  • Extended Reporting Period Options include One-Year at 40%, Two-Years at 75% or Three-Years at 100% additional premium
  • Full Prior Acts Coverage
  • Defense Costs coverage is in addition to the policy limit
  • Definition of insured includes for-profit subsidiaries, directors, officers, trustees, employees, volunteers, committee members, staff and faculty

In order to submit your business with us, please be aware of the following submission requirements:

  • ALTRU Non-profit D&O application

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