Group of Volunteers

In partnership with ALTRU / Old Republic Insurance Company, One80 Intermediaries has full binding authority for nonprofit D&O

One80 Intermediaries specializes in Directors & Officers and Organization Liability insurance for non-profit organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, and competitive premiums. With in-house binding authority, we provide quick turnaround with a focus on service.

Old Republic State Specific COVID-19 Information

Old Republic continues to monitor developments related to coronavirus (COVID-19) and its impact on our employees, brokers/agents, and customers, and will continue to take action in accordance with recommendations from the Center for Disease Control (CDC), regional government agencies, and state departments of insurance.

Old Republic General Insurance Group (ORGIG) is comprised of several strategic operating and policy-issuing companies, and the state-specific COVID-19 notices on this page may apply to any or all of the following policy-issuing companies:

  • BITCO General Insurance Corporation
  • BITCO National Insurance Company
  • Great West Casualty Company
  • Manufacturers Alliance Insurance Company
  • Old Republic General Insurance Corporation
  • Old Republic Insurance Company
  • Old Republic Lloyds of Texas
  • Old Republic Security Assurance Company
  • Old Republic Surety Company
  • Old Republic Union Insurance Company
  • Pennsylvania Manufacturers’ Association Insurance Company
  • Pennsylvania Manufacturers Indemnity Company
  • Republic Credit Indemnity Company
  • American Business & Mercantile Insurance Mutual, Inc. (ABMIM is a mutual insurance company owned by its policyholders)

State-Specific COVID-19 Information Colorado

The Old Republic companies want all their individual or business property and casualty policyholders in Colorado to have payment flexibility to maintain coverage during the disruption caused by the novel coronavirus (COVID-19) outbreak. Until further notice, upon request by Colorado policyholders, Old Republic companies will extend premium grace periods for 60 days, suspend any cancellation stemming from non-payment of premium, and defer non-renewals. No late payment fees will be charged. In situations where policies would expire absent these accommodations, Old Republic companies will provide a continuation of coverage.

To minimize interpersonal contact and ensure prompt receipt of your premium, we encourage you to utilize available electronic payment options. While we want to work with policyholders to provide some relief with respect to payment timing and coverage availability, Old Republic companies are not waiving the premium owed for the risks insured.

Should you need an accommodation, contact your broker/agent or Old Republic directly at or call at 800-621-0365.

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Non Profit D&O Overview

The target classes and typical risks we focus on for this program are:

  • Alcohol/Drug Rehab Treatment Center
  • Arts/Cultural Organizations
  • Charitable Foundations
  • Churches
  • Clinics
  • Country Clubs
  • Economic Development Corporations
  • Fraternal /Social Clubs
  • Nursing Homes
  • Property Owners Association
  • Residential Facilities
  • Schools Private
  • Trade Associations
  • Water/Electric Cooperatives
  • And many more…

The highlighted features of this exclusive program include:

  • In-house binding authority
  • Minimum premiums start at under $1,000
  • Admitted in all 50 states including DC$500,000 to $5,000,000 are available

The available coverages we have to offer for this program are:

  • Broad Employment Practices Liability Coverage Included
  • Coverage applies to EEOC complaints or other administrative proceeding
  • Third-Party Discrimination and Harassment Coverage Included
  • Fiduciary Liability Coverage Extension Included for $100,000. Higher limits, available upon request
  • No Personal Injury Exclusion (Defamation, Libel/Slander Coverage Included)
  • Defense Coverage for Claims Seeking Non-monetary Damages
  • Coverage provided for service on Outside Non-profit Boards
  • Punitive Damages Coverage Included
  • Excess Benefit Transaction Penalty Coverage included
  • Work Place Violence Coverage available
  • Extended Reporting Period Options include One-Year at 40%, Two-Years at 75% or Three-Years at 100% additional premium
  • Full Prior Acts Coverage
  • Defense Costs coverage is in addition to the policy limit
  • Definition of insured includes for-profit subsidiaries, directors, officers, trustees, employees, volunteers, committee members, staff and faculty

In order to submit your business with us, please be aware of the following submission requirements:

  • ALTRU Non-profit D&O application

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