Restaurant table

One80’s Restaurant Program offers the industry’s most broad, comprehensive and competitive coverage for Family and Fine Dining Restaurants. We have exclusive access to this program allowing us to quote, bind and issue policies in house!

Restaurants Overview

The target classes and typical risks we focus on for this program are:

  • Family Restaurants
  • Fine Dining
  • Restaurants With Mixed Used Habitational
  • Restaurants With Docks

The highlighted features of this exclusive program include:

  • Underwriting expertise
  • In-house capability to quote, bind, and issue
  • Underwriting formula based on the number of seats and total sales

The available coverages we have to offer for this program are:

  • General Liability
  • Liquor Liability
  • Assault and Battery Included
  • Property Coverage – special form
    including or excluding wind (separate
  • Fine Arts
  • Off Premise Power
  • Failure Equipment Breakdown
  • Employee Benefits Liability
  • Food Spoilage
  • Crime
  • Workers’ Compensation

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