Established in 1960, The Marcus Agency, a division of One80 Intermediaries is a national life and health insurance brokerage general agency located in Massachusetts and Pennsylvania, led by a team with over 100 years of combined experience. Our team specializes in ‘impaired risk’ life insurance for customers with medical concerns, estate planning (including high net worth customers), business continuity planning and financial underwriting. We pride ourselves on our exceptional relationships with our clients and work with insurance agents, brokers, property and casualty agencies, financial planners, benefit planners and accountants.

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Life, Disability, Annuities and Long-term Care Overview

Long Term Care

Contact Us

MA Office

978-443-4900 (Local)
800-443-4922 (Outside MA)

PA Office

215-793-9440 (Local)
877-793-9440 (Outside PA)

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Program Information

The target classes and typical risks we focus on for this program are:

  • Life insurance for impaired risk customers
  • Business continuity planning
  • Estate planning
  • High net worth estate planning

The highlighted features of this exclusive program include:

  • Highly experienced team of in-house underwriters, led by a Registered Nurse, offers onsite clinical underwriting
  • Access to the top impaired risk carriers
  • Unprecedented expertise to in-house impaired risk underwriters
  • State-of-the-art business processing center
  • Wide range of Long Term Care solutions
  • Access to over seven leading long term Care carriers and a wide range of products and programs to choose from
  • In-house long term care specialists
  • On-site sales assistance including workshops and seminars; customized training; and marketing support

The available coverages we have to offer for this program are:

  • Term
  • Return-of-Premium Term
  • Universal Life
  • Indexed UL
  • Survivorship Life
  • Whole Life
  • Fixed Annuities
  • Long Term Care
  • Linked Benefits
  • Disability Income

We offer a wide range of Long Term Care solutions:


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Resources and Apps

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Online Applications

Tools & Resources

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