Contractos looking at building site

One80 offers in house binding authority for our exclusive Builders Risk Program. With minimum premiums starting as low as $500, we have capacity to cover up to $100M. Coverage is available for residential, commercial and new construction as well as renovations and coastal projects.

Builders Risk Overview

The target classes and typical risks we focus on for this program are:

  • Residential Construction
  • Commercial Construction
  • New Construction
  • Renovations
  • Coastal Projects
  • Municipalities
  • Infrastructure

The highlighted features of this exclusive program include:

  • In-house quoting, binding and issuance
  • Low Minimum Premiums: $500 New Construction/$750 Renovations
  • Capacity up to $100M/Frame Capacity up to $10M
  • Any length policy term available
  • Pro-rata returns offered.
  • Flexible policy extensions
  • Coastal Capacity with Wind along Atlantic Coast
  • Available on both admitted and non admitted basis
  • No wood frame or joisted masonry construction in Tier One from Texas to Florida
  • Minimum premium of $25,000 for Tier One from Texas to Florida
  • Installation Floaters for Contractors and for Renovations when existing structure not required to be covered

The available coverages we have to offer for this program are:

  • Delay in Completion
  • Flood
  • Earthquake
  • Wind
  • Appurtenant Structures on Jobsite
  • Temporary Storage Locations
  • Transit
  • Materials Covered Onsite with no Limitation
  • Contract Penalty
  • Expediting Services
  • Fire Department Service Charge
  • Ordinance Or Law
  • Personal Property
  • Pollutant Clean-Up and Removal
  • Rewards
  • Trees, Shrubs & Plants

In order to submit your business with us, please be aware of the following submission requirements:

  • Completed Builders Risk or Renovation Application
  • Information on the Builder/Contractor

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