U.S. labor law requires Longshore and Harbor coverage for employees and contractors working on the navigable waters of the United States or its adjoining areas. Piers, docks, terminals, wharfs, marinas, and areas used in loading and unloading vessels are included.
Our robust solutions are cost effective and flexible, allowing USL&H and state act coverage to be included on a single policy. Learn more
USL&H Supplemental
U.S. Longshore and Harbor Solutions Overview
The target classes and typical risks we focus on for this program are:
Any operations with 1% or more USL&H:
- Ship Building & Repair
- Dock & Pier Construction
- Marine Construction
- Ship Cleaning
- Stevedoring
- Maritime Terminal Operations & Operators
- Yacht Builders
- Marina Operations
- Boat Building & Repair
- Offshore Oil Workers
- Construction
- Bridge Painters
- Environmental Consultants
- Communications Repair
The program highlights of this program are:
- Comprehensive and cost-effective U.S. Longshore & Harbor and Workers’ Compensation solutions
- Stand-alone USL&H coverage available
- USL&H and state act coverages available on one policy
- Minimum 1% USL&H exposure qualifies
- Policies can be written for as low as $5,000
- All States
- In-house Binding Authority
- Extended coverage available for:
- Maritime Employers Liability
- Jones Act coverage for master and crew
- Outer Continental Shelf & Land Act
- Accord 130
- USL&H Supplemental
- 3 years of currently valued loss runs
- Current Experience Mod worksheets
- Financials required for premiums over $500K
- USL&H Supplemental Application