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Small commercial businesses are the backbone of our economy and One80 is dedicated to supporting this critical market segment by providing market expertise, best in class service standards, and access to leading carriers in the US and UK. We offer in house binding authority and wholesale brokerage services across all lines of coverage.

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Small Business Commercial Overview

Send Inquiries & Submissions to:

One80 Commercial Binding Team

The target classes and typical risks we focus on for this program are:

  • Dwellings and Habitational
  • Apartments and Condos
  • Restaurants, Hotels and Motels
  • Artisan and General Contractors
  • Office and Retail
  • Lessors Risk
  • Small Manufacturers
  • Technology
  • Coastal Property
  • HOA
  • Small Contractors
  • Vacant Dwellings, Buildings & Land
  • Tattoo Parlors
  • Non-profits
  • Fraternal Clubs
  • Day Care Centers
  • Shopping Centers
  • Billiard Halls

The highlighted features of this exclusive program include:

  • $500 minimum premium
  • Broad appetite across all lines of coverage
  • Competitive rates, terms and conditions
  • Offering Business Owners Policies, Package or Monoline coverage
  • Property deductibles starting at $1,000
  • Separate deductibles for wind, hail or earthquake
  • Quick turnaround with focus on service
  • Offering both admitted and non-admitted coverage in all 50 states
  • Ability to quote and bind online or receive instant quote over the phone

The available coverages we have to offer for this program are:

  • Property, Wind, Earthquake
  • Casualty and General Liability
  • D&O
  • E&O
  • EPLI
  • Crime
  • Cyber
  • Environmental Liability
  • Workers’ Compensation
  • Lessors’ Risk Only
  • Inland Marine
  • Foreign Packages
  • Umbrella/Excess

In order to submit your business with us, please be aware of the following submission requirements:

  • Acord application
  • Loss runs
  • Supplemental application
  • Risk summary

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