Person tatooing arm

Body art, including tattoos and body piercing, have become a rapidly evolving expression of individuality and creativity. Insurance coverage for the artists has not kept pace with the industry – One80 provides expansive coverage to professionals in this space.

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Body Art Overview

The target classes and typical risks we focus on for this program are:

  • Tattoo Parlors
  • Body Piercing Facilities including Jewelry Sales
  • Permanent Make-Up

The highlighted features of this exclusive program include:

  • Up to $2M/$4M limits for General Liability Coverage
  • Combined limited assault and battery/abuse and molestation sub-limit of $100,000/$300,000
  • Miscellaneous professional liability for tattoo and body piercing artists
  • Rated on revenue to reduce rated premiums
  • Competitive minimum premiums with the option to package with contents, business income & property enhancements

The available coverages we have to offer for this program are:

  • General Liability
  • Assault and Battery/Abuse and Molestation
  • Miscellaneous Professional Liability
  • Property
  • Coverage for conventions attended
  • Coverage for permanent make-up artist
  • Communicable Disease sub-limit ($25,000 / $25,000, $50,000 / $50,000, $100,000 / $100,000) – coverage designed to support claims resulting from contracted diseases
  • Hired and Non-Owned Auto Liability ($1,000,000)
  • Employee Benefits Liability

In order to submit your business with us, please be aware of the following submission requirements:

  • Acord application
  • Loss runs
  • One80 Body Art Supplemental App

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