The CPRO Texas Option:
An Alternative to Texas Workers’ Compensation
CPRO Associates, a division of One80 offers a nonsubscriber program that provides medical, disability, death, and dismemberment benefits for employees who experience an on-the-job injury under an ERISA qualified benefit plan. In addition, our policy provides defense costs and employer liability coverage for these claims.
The target classes and typical risks we focus on for this program are:
- Retail Facilities
- Nursing Homes
- Senior Care/Assisted Living
The highlighted plan features and options of this exclusive program include:
- Self Insurance Retention (SIR) – Per occurence
- Pay on Behalf Available
- All Risk Special Form
- Duty to Defend or Right to Defend
- Commission up to 20%
- Up to 60 months sunset for minors and 36 months for all others—longest in the industry
- Hospital volunteers can be added to coverage—exclusive to the industry
- Defense costs erode SIR but do not erode the “CPro Texas Option”
- 1099 contractors can be added
- All first notice of loss taken by a nurse 24/7; never by a clerk or adjuster—exclusive to the industry!
- “No Dollar Limit” Medical—exclusive to the industry
- Separate benefits for every employee: no CSL—exclusive to the industry
- Legal liability protection for your employer on a per employee basis and not reduced by any benefits
CPRO Provides the following aspects:
- Affordable Insurance
- Customized Benefit Plan
- Third Party Administration
- Assistance with Presentations
- Assistance with Compliance
In order to submit your business with us, please be aware of the following submission requirements:
- Completed application
- 3 Year Currently Valued Loss Runs
The CPRO Texas Option
Occupational Injury Benefit Plan ─ English
Occupational Injury Benefit Plan ─ Spanish
Frequently Asked Questions
What is Nonsubscription and how does it differ from Workers Compensation?
Is Nonsubscription a substitute for Workers Compensation?
How does the CPRO Premier Policy differ from the older generation nonsubscriber policies provided by everyone else?
Describe your “NO Dollar Limit Medical”. Does it mean what it’s actually called?
Why don’t all non-sub carriers offer No Dollar Limit Medical?
What is an ERISA Plan and is it required for nonsubscription?
If an existing nonsubscriber purchases your product, must the Employer roll out a new ERISA Plan to its employees?
Is the ERISA Plan, or the amendment described above, included in your price?
Is Arbitration required?
How are you able to offer an Aristocratic product at Democratic prices?
Must we use Method as the TPA?
What are the CPRO payment plans?
What is your quote turnaround?
Who are marketing contacts for this program?
Can’t find the answer?
If you can’t find the answers you’re looking for in our FAQ’s, please contact one of our marketing contacts above.