Aerial View of Apartment Buildings

One80 offers a variety of Habitational Programs to meet your client needs. With decades of experience and in-house binding authority, the team provides leading coverage and expertise.

Visit our online platform to register and begin quoting your habitational risks with five units or less! Simply click on the button below

Habitational Programs Overview

The target classes and typical risks we focus on for these programs are:

  • Apartments and Condos in all 50 States
  • Florida Condos
  • Owners of Residential or Seasonal Dwellings
  • Property Investors
    • Residential Property Owners
    • Property Managers
    • Investors
    • Renovators
  • Builders’ Risk
    • Residential Construction
    • Commercial Construction
    • New Construction
    • Infrastructure
    • Renovations
    • Coastal Projects
    • Municipalities

The available features of these exclusive programs include:

  • Any length policy term
  • No TIV restrictions
  • No fire break distance restrictions
  • Available in all states including Alaska and Hawaii
  • Coastal capacity available
  • Moderate to minimal brush fire exposure potentially considered in California
  • Available through wholesale brokerage, in-house binding or online platform depending on the risk
  • Monthly reporting form available.

The available coverages we have to offer for these programs are:

  • Property
  • Inland Marine
  • Crime
  • General Liability
  • Equipment Breakdown
  • AL (hired/non-owned only)
  • Building / Building Income
  • Business Personal Property
  • Premises Liability
  • Lessors Risk
  • Swimming Pool Liability
  • Flood
  • Earthquake
  • Wind
  • Temp Storage Locations
  • Transit
  • Delay in Completion
  • Pollutant Clean Up
  • Expediting Services
  • Contract Penalty
  • Appurtenant Structures on Jobsite

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