If your clients have employees or contractors working on navigable waters — such as oceans, rivers, or other waterways used for transportation or commerce — they may be required by federal law to carry U.S. Longshore and Harbor Workers’ Compensation Act (USL&H) insurance.
USL&H coverage applies to shipbuilding & repair as well as work done on piers, docks, terminals, wharfs, marinas, and areas used in loading and unloading vessels. Construction and offshore operations are included.
USL&H Supplemental
U.S. Longshore and Harbor Solutions Overview
The target classes and typical risks we focus on for this program are:
Any operations with 1% or more USL&H:
- Bridge Painters
- Ship/Boat Building & Repair
- Dock & Pier Construction
- Marine Construction
- Ship Cleaning
- Stevedoring
- Maritime Terminal Operations & Operators
- Passenger Vessels
- Marina Operations
- Offshore Oil Workers
- Construction
- Bridge Painters
- Environmental Consultants
- Communications Repair
The program highlights of this program are:
- Comprehensive and cost-effective U.S. Longshore & Harbor and Workers’ Compensation solutions
- Stand-alone USL&H coverage available
- USL&H and state act coverages available on one policy
- Minimum 1% USL&H exposure qualifies
- Policies can be written for as low as $5,000
- All States
- In-house Binding Authority
- Extended coverage available for:
- Maritime Employers Liability
- Jones Act coverage for master and crew
- Outer Continental Shelf & Land Act
- Accord 130
- 3 years of currently valued loss runs
- Current Experience Mod worksheets
- Financials required for premiums over $500K
- USL&H Supplemental Application
- AmTrust Exclusive
- Key Risk
- American Longshore Mutual
- Amerisafe
- Core Specialty