Since 1994, with the guidance of school business leaders, the team at One80 began providing School Board Legal Liability (SBLL) coverage to address the specific operation and management needs of public schools. Our experience has allowed it to form close relationships with key school administrators and board members throughout the United States. One80 is in a unique position of being on the cutting edge of management issues facing public schools today.
School Board Legal Liability Overview
The target classes and typical risks we focus on for this program are:
- Pre K – 12 Public Schools
- Public Elementary, Middle and High Schools
- Special Education Cooperatives
- Vocational Cooperatives
- Self-Insurance Pools and Trusts for Schools
The highlighted features of this exclusive program include:
- Program is flexible and can provide individual coverage agreements as well as excess or reinsurance coverage for group and self-insurance programs.
- Defense coverage for IEP and FAPE disputes, including administrative hearings seeking injunctive relief in special education.
- Coverage for employment related demands, state administrative hearings, and lawsuits alleging discrimination, retaliation, harassment, or failure to hire or promote
- Coverage for alleged violations of student civil rights or discrimination, including disputes over discipline or expulsion
- Defense coverage for contractual disputes with suppliers and contractors
- Defense sublimit for redistricting disputes
- Available on A+ rated paper and provided to our broker partners with best in class service
The available coverage options we have to offer for this program are:
- Public Officials Liability
- Directors & Officers/Errors & Omissions, including alleged or actual breach of duty
- Employment Practices Liability coverage for alleged discrimination, including harassment*
- Coverage for the School, Board of Education, Board members, employed officials, employees, teachers, student teachers, and authorized volunteers
* Bodily Injury, including abuse and molestation is excluded.
- Flexibility in selecting defense counsel
- Claims made policy; full prior acts coverage available