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In January 2020, One80 announced that we had acquired Vista Underwriting Partners (Vista), a full service Managing General Underwriter of medical stop loss insurance. Now known as Vista/One80, the management team and services have all remained.

Located in Media, PA and established in 2007, Vista One80 is a full-service Managing General Underwriter of Medical Stop Loss Insurance. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients.

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Vista/One80 Services Overview

The target classes and typical risks we focus on for this program are:

  • Commercial Employer – Employee Businesses
  • Taft- Hartley Plans
  • Public Entities
  • Reference Based Pricing (RBP) Structures
  • National Accounts

The highlighted features of this exclusive program include:

  • Highly Rated Carriers
  • Available Nationwide
  • Full Binding Authority
  • Existing relationship with all major ASO plan
  • Full complement of Regional and National TPA and PBM relationships
  • Full Claims Adjudication
  • ACH/Electronic payment process to expedite claim reimbursements and commission payments
  • Contract with Best-In-Class cost containment vendors
  • Industry leader in underwriting Reference Based Pricing Plans
  • Preferred vendor partners that specialize in RBP claims repricing, patient and provider advocacy, plan document preparation and assistance with provider challenges
  • Experience with direct provider contracts or limited network usage

The available coverages we have to offer for this program are:

  • Specific and Aggregate Stop Loss
  • Specific Deductible levels down to $25,000
  • Specific Advance Funding without added cost
  • Aggregating Specific Options
  • Aggregate Accommodation
  • Terminal Liability
  • Reference Based Pricing (RBP)
  • Captive Underwriting
  • Creative Risk Sharing Arrangements
  • No New Laser and Renewal Rate Cap Options

In order to submit your business with us, please be aware of the following submission requirements:

  • Age, Gender and zip code
  • Dependent tier status
  • Indication of active, retiree, or cobra status
  • Coverage by plan
  • Monthly claims and enrollment
  • Large claims reporting

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